M S FINANCIAL SERVICES
AMIT KUMAR
Owner
Owner
Car Loan , Used Car Loan, Car Balance Transfer Loan, Car Top Up Loan, ITR , Health Insurance, Car Insurance
A car loan (also known as an automobile loan, or auto loan) is a sum of money a consumer borrows in order to purchase a car. Generally speaking a loan is an amount of money that is lent to an individual, a business, or another entity. ... Car loans follow most of the same rules and procedures that apply to other loans.
You can use a car loan to purchase a new or used vehicle. You can also apply for a loan to buy out a lease or refinance an existing loan. You may find that new-vehicle loans have lower rates than used-car loans and sometimes come with special incentives.
Car loan balance transfer is the process of transferring your loan from one bank to another bank which offers more flexibility and competitive rates. If you are paying a higher rate of interest than the market or do not have the flexibility to extend the tenure, you could move your loan to another bank.
If you have availed a car loan and require additional funds for purposes such as home renovation, wedding, medical emergencies, etc., you can take a top-up loan on your existing car loan.
Income Tax Return (ITR) is a form which a person is supposed to submit to the Income Tax Department of India. It contains information about the person's income and the taxes to be paid on it during the year. ... Income from other sources such as dividend, interest on deposits, royalty income, winning on lottery, etc.
Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees.
Car insurance is an agreement between the insurance company and the car owner wherein, the car owner will pay premiums and the insurance company covers for loss or damage caused to the car. Car Insurance is mandatory in India regardless of whether it is a commercial vehicle or a personal vehicle.
Home loans help you with a lump-sum advance of funds towards buying your desired property, this amount will be repayable with interest. However you can re-pay the amount advanced via EMIs (Equated Monthly Installments), thus enabling you to approach realizing your home dream in a convenient and structured way.
A car loan is secured against the vehicle you intend to purchase, which means the vehicle serves as collateral for the loan. If you default on your repayments, the lender can seize the auto. The loan is paid off in fixed installments throughout the loan. Much like a mortgage, the lender retains ownership over the asset until you make the final payment.
A good second-hand car can be bought with the help of a used car loan. Used car loans are provided at attractive interest rates and come with a repayment tenure of up to 7 years. Certain lenders provide loans of up to 100% of the car's value. ... Self-employed individuals and salaried employees can avail a used car loan.
Car loan balance transfer is a facility to transfer the outstanding car loan balance from an existing bank to another bank at lower interest rates.
Loan against car is an easy and hassle free loan offered against your car. It is an excellent option if you need funds quickly for any other financial requirement. Loan against car gets you a secured loan without having to mortgage any other asset.
Income Tax Return is the form in which assessee files information about his/her Income and tax thereon to Income Tax Department. Various forms are ITR 1, ITR 2, ITR 3, ITR 4, ITR 5, ITR 6 and ITR 7. When you file a belated return, you are not allowed to carry forward certain losses
A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others.
Car Insurance is a contract you and your insurer enter into, to protect you from financial damages caused by unforeseeable circumstances like accidents, theft, and even natural calamities. The Government of India has made it mandatory for all car owners to have a third-party car insurance policy. This policy covers the damages caused to life and property of individuals, other than you, affected by an accident your car unfortunately becomes a part of.
A house and home loan simply means a sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.People generally take a home loan for either buying a house/flat or a plot of land for construction of a house, or renovation, extension and repairs to the existing house.The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.The interest rates for home loans can be fixed or floating, or partly fixed and or partly floating, suiting the needs of the borrower
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